Paying for Allswell Therapy Without Insurance

Finding a therapist whose approach and values align with your needs can take time, especially for LGBTQ+ folks. That’s one of the reasons many people opt to pay out of pocket for therapy.

Allswell offers transparent private pay rates, accepts health savings account (HSA) and flexible spending account (FSA) payments, and can provide superbills for potential out-of-network reimbursement. Here’s what to expect if you're considering paying out of pocket for therapy with Allswell.

Does Allswell Offer Private Pay Therapy?

You can still work with an Allswell therapist even if you don’t have insurance or your insurance doesn’t cover Allswell. 

We offer the same level of trauma-informed care to clients paying out of pocket, clients with commercial insurance, and those accessing care through Medicaid. How you pay doesn't change the quality of therapy you receive.

How Much Does Therapy at Allswell Cost?

Our rates are straightforward and transparent, so you’re never faced with surprise fees. Here’s what you can expect to pay when you work with Allswell:

• Initial intake session (60 minutes): $175
• Ongoing sessions (45 minutes): $125

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Sessions take place virtually via secure, HIPAA-compliant video through Zoom. Your therapist will tailor their approach to your needs, drawing from a range of evidence-based modalities including cognitive behavior therapy (CBT), dialectical behavioral therapy (DBT), eye movement desensitization and reprocessing (EMDR), and cognitive processing therapy (CPT).

How Allswell Works With Private Pay Clients

We keep the billing process simple. Payment is processed automatically using the card you have on file through our secure client portal. We accept credit cards as well as health savings account (HSA) and flexible spending account (FSA) cards. If you have out-of-network benefits, Allswell can provide a superbill after each session. You can submit it to your insurance company for potential reimbursement.

If you need to cancel or reschedule an appointment, we ask for at least 24 hours' notice. We do charge a $50 late cancellation fee if notice is given less than 24 hours before your session.

Private Pay for Out-of-Network Care Covered by Insurance

If Allswell is out of network with your insurance plan, you may still be able to get reimbursed for therapy. We can provide a superbill after each session, which is a detailed receipt you submit directly to your insurance company to request out-of-network reimbursement. Coverage and reimbursement amounts vary by plan, so it's worth checking with your insurer before getting started.

Service areas

Allswell is licensed in Washington, DC, Maryland, and Virginia. To receive care with us, you'll need to be physically located in one of these areas at the time of your session, even when paying out of pocket. Your therapist will be licensed in the state where you live.

LGBTQ+ Affirming Therapy

Every Allswell therapist is vetted for LGBTQ+ competency before working with clients. Our trauma-informed model was built specifically for queer and trans people. We understand why many people want to keep certain information off their insurance record, especially when navigating questions of gender, sexuality, or experiences that feel too personal to document through a third party.

For many LGBTQ+ clients, private pay is a deliberate choice. Allswell's approach is affirming and supportive, regardless of how you pay. Your reasons for choosing to pay out of pocket are your own.

How to Start Therapy at Allswell With Private Pay

Getting started is the same process for all Allswell clients, and our team is here to answer any questions along the way.

Step 1: Book a free consultation

Schedule a 15-to-20-minute call with one of our Care Coordinators. You can book through our website, email us at hello@joinallswell.com, or call 443-543-8367. This call is free, and there's no commitment.

Step 2: Verify your method of payment

During or after your consultation, our team will verify that you will be paying out of pocket.

Step 3: Get matched with a therapist

Based on what you share in your consultation, we'll connect you with a therapist whose experience, approach, and availability fit your needs. Every Allswell therapist is trained in LGBTQ+ affirming, trauma-informed care.

Step 4: Complete your intake

You'll fill out a brief intake through our secure client portal. This helps your therapist prepare for your first conversation.

Step 5: Start therapy

Your first session (your Welcome Session) is 60 minutes. After that, ongoing sessions are 45 minutes, typically on a weekly basis. All sessions happen through secure, HIPAA-compliant video.